*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

:root {
    --black: #0c0c0c;
    --white: #fafaf8;
    --gray-50: #f4f4f2;
    --gray-100: #e5e5e3;
    --gray-200: #d1d1cf;
    --gray-400: #8a8a87;
    --gray-600: #52524f;
    --gray-800: #282825;
    --gold: #d4a020;
    --gold-light: #f5e6b8;
    --gold-pale: #fdf8ec;
    --navy: #0f1a2e;
    --navy-mid: #1a2d4a;
}

html { scroll-behavior: smooth; }
body {
    font-family: 'DM Sans', -apple-system, sans-serif;
    color: var(--gray-800);
    background: var(--white);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
}
a { color: var(--navy-mid); }
.container { max-width: 1120px; margin: 0 auto; padding: 0 24px; }

/* TOP BAR */
.top-bar { background: var(--navy); color: var(--gold-light); padding: 10px 0; font-size: 0.82rem; }
.top-bar .container { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 8px; }
.top-bar a { color: var(--gold); text-decoration: none; font-weight: 600; }
.top-bar a:hover { text-decoration: underline; }
.top-bar .badges { display: flex; gap: 16px; font-size: 0.78rem; color: var(--gold); opacity: 0.85; }
.top-bar .badges span::before { content: '✓ '; font-weight: 700; }

/* HEADER */
header { background: var(--white); border-bottom: 1px solid var(--gray-100); padding: 14px 0; position: sticky; top: 0; z-index: 100; box-shadow: 0 1px 8px rgba(0,0,0,0.04); }
header .container { display: flex; justify-content: space-between; align-items: center; }
.logo { font-family: 'Playfair Display', serif; font-size: 1.5rem; color: var(--navy); text-decoration: none; }
.logo em { font-style: italic; color: var(--gold); }
nav { display: flex; gap: 24px; align-items: center; }
nav a { color: var(--gray-600); text-decoration: none; font-size: 0.85rem; font-weight: 500; transition: color 0.2s; }
nav a:hover { color: var(--navy); }
.header-cta { display: inline-flex; align-items: center; gap: 8px; background: var(--gold); color: var(--navy); padding: 10px 20px; border-radius: 6px; text-decoration: none; font-weight: 700; font-size: 0.85rem; transition: background 0.2s; }
.header-cta:hover { background: #c4920e; }
.mobile-menu-btn { display: none; background: none; border: none; cursor: pointer; padding: 8px; }
.mobile-menu-btn span { display: block; width: 24px; height: 2px; background: var(--gray-800); margin: 5px 0; }

/* ARTICLE HERO */
.article-hero { background: linear-gradient(160deg, var(--navy) 0%, #0a1422 60%, #111d33 100%); color: var(--white); padding: 56px 0 44px; }
.article-hero .container { max-width: 780px; }
.article-tag { display: inline-block; background: rgba(212,160,32,0.12); border: 1px solid rgba(212,160,32,0.3); padding: 5px 13px; border-radius: 100px; font-size: 0.72rem; font-weight: 700; color: var(--gold); margin-bottom: 16px; text-transform: uppercase; letter-spacing: 0.06em; }
.article-hero h1 { font-family: 'Playfair Display', serif; font-size: 2.4rem; line-height: 1.15; font-weight: 400; margin-bottom: 14px; }
.article-hero h1 em { font-style: italic; color: var(--gold); }
.article-meta { color: rgba(255,255,255,0.55); font-size: 0.85rem; }
.article-meta a { color: var(--gold); text-decoration: none; }
.article-meta a:hover { text-decoration: underline; }

/* ARTICLE BODY */
.article { padding: 56px 0 72px; background: var(--white); }
.article .container { max-width: 720px; }
.article p { font-size: 1rem; color: var(--gray-800); line-height: 1.75; margin-bottom: 18px; }
.article h2 { font-family: 'Playfair Display', serif; font-size: 1.6rem; font-weight: 400; color: var(--navy); margin: 36px 0 14px; line-height: 1.25; }
.article h2 em { font-style: italic; color: var(--gold); }
.article h3 { font-size: 1.1rem; font-weight: 700; color: var(--navy); margin: 26px 0 10px; }
.article ul, .article ol { margin: 0 0 18px 22px; }
.article li { margin-bottom: 8px; line-height: 1.7; }
.article strong { color: var(--navy); font-weight: 700; }
.article blockquote { border-left: 3px solid var(--gold); padding: 6px 0 6px 18px; margin: 22px 0; color: var(--gray-600); font-style: italic; }
.article a { color: var(--navy-mid); text-decoration: underline; }
.article a:hover { color: var(--gold); }
.article-cta-inline { background: var(--gold-pale); border: 1px solid var(--gold-light); border-radius: 10px; padding: 22px 24px; margin: 28px 0; }
.article-cta-inline p { margin-bottom: 12px; font-size: 0.95rem; }
.article-cta-inline .btn { display: inline-flex; align-items: center; gap: 8px; background: var(--gold); color: var(--navy); padding: 11px 22px; border-radius: 7px; text-decoration: none; font-weight: 700; font-size: 0.9rem; }
.article-cta-inline .btn:hover { background: #c4920e; }

/* BLOG INDEX */
.blog-hero { background: linear-gradient(160deg, var(--navy) 0%, #0a1422 60%, #111d33 100%); color: var(--white); padding: 64px 0 56px; text-align: center; }
.blog-hero .section-label { font-size: 0.73rem; font-weight: 700; color: var(--gold); text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 12px; }
.blog-hero h1 { font-family: 'Playfair Display', serif; font-size: 2.6rem; line-height: 1.15; font-weight: 400; margin-bottom: 14px; }
.blog-hero h1 em { font-style: italic; color: var(--gold); }
.blog-hero p { color: rgba(255,255,255,0.65); max-width: 580px; margin: 0 auto; font-size: 1rem; }
.post-list { padding: 56px 0 72px; background: var(--white); }
.post-card { display: block; padding: 26px 0; border-bottom: 1px solid var(--gray-100); text-decoration: none; color: inherit; transition: padding 0.2s; }
.post-card:last-child { border-bottom: none; }
.post-card:hover { padding-left: 8px; }
.post-card .post-tag { font-size: 0.72rem; font-weight: 700; color: var(--gold); text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 8px; }
.post-card h2 { font-family: 'Playfair Display', serif; font-size: 1.5rem; font-weight: 400; color: var(--navy); margin-bottom: 8px; line-height: 1.3; }
.post-card p { font-size: 0.95rem; color: var(--gray-600); line-height: 1.6; margin-bottom: 8px; }
.post-card .read-more { font-size: 0.83rem; color: var(--gold); font-weight: 700; }

/* CTA BAND */
.cta-band { background: var(--navy); padding: 60px 0; text-align: center; color: var(--white); }
.cta-band h2 { font-family: 'Playfair Display', serif; font-size: 2rem; font-weight: 400; margin-bottom: 10px; }
.cta-band h2 em { font-style: italic; color: var(--gold); }
.cta-band p { color: rgba(255,255,255,0.6); margin-bottom: 24px; font-size: 0.98rem; }
.btn-primary { display: inline-flex; align-items: center; gap: 8px; background: var(--gold); color: var(--navy); padding: 14px 28px; border-radius: 8px; text-decoration: none; font-weight: 700; font-size: 1rem; transition: transform 0.15s, box-shadow 0.15s; }
.btn-primary:hover { transform: translateY(-1px); box-shadow: 0 8px 24px rgba(212,160,32,0.3); }
.phone-big { font-family: 'Playfair Display', serif; font-size: 1.6rem; color: var(--gold); text-decoration: none; display: inline-block; margin-top: 12px; }
.phone-big:hover { text-decoration: underline; }

/* FOOTER */
footer { background: var(--black); color: var(--gray-400); padding: 44px 0 24px; font-size: 0.82rem; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 32px; margin-bottom: 32px; }
.footer-brand .logo { color: var(--white); margin-bottom: 10px; display: inline-block; }
.footer-brand p { line-height: 1.6; margin-top: 8px; }
footer h4 { color: var(--white); font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 12px; }
footer ul { list-style: none; }
footer li { margin-bottom: 7px; }
footer a { color: var(--gray-400); text-decoration: none; }
footer a:hover { color: var(--gold); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.08); padding-top: 18px; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 8px; }
.ea-badge { display: inline-flex; align-items: center; gap: 6px; background: rgba(212,160,32,0.08); border: 1px solid rgba(212,160,32,0.15); padding: 6px 12px; border-radius: 6px; color: var(--gold); font-size: 0.76rem; font-weight: 600; }

/* RESPONSIVE */
@media (max-width: 900px) {
    .footer-grid { grid-template-columns: 1fr 1fr; }
    nav { display: none; position: absolute; top: 100%; left: 0; right: 0; background: var(--white); flex-direction: column; padding: 16px 24px; box-shadow: 0 8px 24px rgba(0,0,0,0.1); border-top: 1px solid var(--gray-100); gap: 0; z-index: 200; }
    nav.open { display: flex; }
    nav a { padding: 12px 0; border-bottom: 1px solid var(--gray-100); font-size: 0.95rem; }
    nav a:last-child { border-bottom: none; }
    nav .header-cta { margin-top: 8px; text-align: center; justify-content: center; }
    .mobile-menu-btn { display: block; }
    .article-hero h1 { font-size: 1.8rem; }
    .blog-hero h1 { font-size: 2rem; }
}
@media (max-width: 600px) {
    .top-bar .badges { display: none; }
    .footer-grid { grid-template-columns: 1fr; }
    .article-hero { padding: 40px 0 32px; }
    .article { padding: 40px 0 56px; }
    .article h2 { font-size: 1.35rem; }
}

/* FLOATING CALL BUTTON */
.floating-call {
    position: fixed;
    bottom: 22px;
    right: 22px;
    z-index: 999;
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: var(--gold);
    color: var(--navy);
    padding: 13px 20px;
    border-radius: 100px;
    text-decoration: none;
    font-weight: 700;
    font-size: 0.98rem;
    box-shadow: 0 6px 20px rgba(0,0,0,0.22);
    animation: floatingCallPulse 2.5s ease-in-out infinite;
    transition: transform 0.2s ease, box-shadow 0.2s ease;
}
.floating-call:hover { transform: translateY(-2px); box-shadow: 0 10px 28px rgba(0,0,0,0.28); animation: none; }
.floating-call svg { flex-shrink: 0; }
@keyframes floatingCallPulse {
    0%, 100% { box-shadow: 0 6px 20px rgba(0,0,0,0.22), 0 0 0 0 rgba(212,160,32,0.55); }
    50% { box-shadow: 0 6px 20px rgba(0,0,0,0.22), 0 0 0 14px rgba(212,160,32,0); }
}
@media (max-width: 600px) {
    .floating-call { bottom: 14px; right: 14px; padding: 11px 16px; font-size: 0.9rem; }
    .floating-call svg { width: 18px; height: 18px; }
}

/* ARTICLE FEATURED IMAGE */
.article-featured { padding: 0; background: var(--white); }
.article-featured .container { max-width: 880px; }
.article-featured img { width: 100%; max-height: 400px; object-fit: cover; border-radius: 12px; display: block; margin-top: -28px; box-shadow: 0 8px 30px rgba(0,0,0,0.15); position: relative; z-index: 5; }
@media (max-width: 600px) {
    .article-featured img { max-height: 240px; border-radius: 8px; margin-top: -16px; }
}

/* TESTIMONIALS */
.testimonials { padding: 72px 0; background: var(--white); border-top: 1px solid var(--gray-100); }
.testimonials-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 36px; }
.testimonial-card {
    background: var(--gray-50); border: 1px solid var(--gray-100);
    border-radius: 12px; padding: 32px 26px 26px; position: relative;
}
.testimonial-card::before {
    content: '\201C'; position: absolute; top: 6px; left: 18px;
    font-family: 'Playfair Display', serif; font-size: 4rem; line-height: 1;
    color: var(--gold); opacity: 0.45;
}
.testimonial-quote { font-size: 0.95rem; color: var(--gray-800); line-height: 1.65; margin-bottom: 18px; position: relative; z-index: 1; }
.testimonial-author { font-size: 0.9rem; font-weight: 700; color: var(--navy); }
.testimonial-author span { display: block; font-size: 0.78rem; font-weight: 500; color: var(--gray-600); margin-top: 2px; }
@media (max-width: 900px) { .testimonials-grid { grid-template-columns: 1fr; gap: 16px; } }

/* FAQ ACCORDION */
.faq { padding: 56px 0 72px; background: var(--white); }
.faq .container { max-width: 780px; }
.faq-grid { margin-top: 36px; }
.faq-item { border-bottom: 1px solid var(--gray-100); }
.faq-question {
    width: 100%; display: flex; justify-content: space-between; align-items: center;
    background: none; border: none; padding: 18px 0;
    font-family: inherit; font-size: 0.98rem; font-weight: 600;
    color: var(--gray-800); cursor: pointer; text-align: left;
}
.faq-question:hover { color: var(--navy-mid); }
.faq-toggle { font-size: 1.3rem; color: var(--gold); transition: transform 0.2s; flex-shrink: 0; margin-left: 16px; }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height 0.3s ease; }
.faq-answer-inner { padding-bottom: 18px; font-size: 0.92rem; color: var(--gray-600); line-height: 1.7; }
.faq-item.open .faq-toggle { transform: rotate(45deg); }
.faq-item.open .faq-answer { max-height: 500px; }